Manage BHPH Accounts
Structure payment terms, track balances, view schedules, and keep account details in one convenient place.
A smarter way to manage BHPH
Make the deal.
Skip the collection headaches.
Whether you finance one customer or a hundred, Fast Pay helps you manage accounts, automate follow-ups, and accept payments — without adding another software bill.
No monthly software feeAI collection callsMobile payments
Fast Pay / Account Overview
Your Portfolio at a Glance
24Active accounts
21Current
3Need attention
Account ActivityRecent updates
Customer 001Payment receivedPAID
Customer 002Reminder sentFOLLOW-UP
Customer 003Upcoming paymentCURRENT
Online payment receivedUpdated automatically
$0
Free for DealersNo monthly software charges
Easy to StartBuilt for small independent lots
Automated Follow-upText, email and AI phone calls
Pay AnywhereMobile-friendly customer portal
Do more. Chase less.
Everything you need to manage the occasional BHPH deal.
You don't have to run a full-time finance lot to offer in-house payments. Fast Pay makes the extra deal worth doing — and keeps the accounts organized afterward.
Automate the Reminders
Let Fast Pay handle payment reminders and customer follow-ups by text, email, and AI-assisted phone calls.
Accept Online Payments
Customers can make payments from their phone or computer, even when your dealership is closed.
AI-Powered Collections
AI-assisted phone follow-up helps your team spend less time chasing overdue accounts.
See Every Account
Quickly spot upcoming payments, past-due accounts, and recent activity from your dealer dashboard.
Keep Your Costs Down
Fast Pay is free for dealers, with no monthly software bill and no dealer merchant-service fees.
Finance one deal a month? Perfect. Finance a hundred? We've got you.
Designed for independent dealers who want more ways to close a sale.
Simple by design
From sold car to collected payment in three steps.
A clear workflow, without spreadsheets, stacks of paperwork, or another complicated tool to learn.
01
Set up the deal
Add your customer, vehicle and payment terms. Keep the important details in one organized account.
02
Let Fast Pay follow up
Scheduled reminders and AI-assisted collection outreach keep payments from falling through the cracks.
03
Watch payments come in
Customers use convenient online payment options, while you track activity right from your dashboard.
The follow-up doesn't stop at 5 PMSpend more time selling cars.
Spend more time selling cars.
Less time chasing payments.
Fast Pay's automated communication tools help keep your accounts moving. Text and email reminders work alongside AI-assisted collection calls so your staff can focus on the next customer, not the last missed payment.
Automated textsEmail remindersAI phone follow-up
Sample automated follow-up workflow
Payment coming dueAccount reaches scheduled reminder date
Automatic reminder sentText or email notification
AI-assisted phone outreachAdditional follow-up when needed
Payment activity trackedKeep your dashboard up to date
Our free guide for independent dealers
Still turning away deals you could be financing?
Our free e-book, Stop Giving Away Your Deals, shows how offering BHPH on just the occasional car can help you capture sales that might otherwise walk off the lot — without turning collections into a second job.
- Understand when in-house financing makes sense
- Learn simple ways to protect your capital
- See how Fast Pay can take work off your plate
Complimentary PDF. Download instantly, or request a copy and we'll follow up.
Is Fast Pay really free for dealers?
Yes. Fast Pay is free for dealers — no monthly software fee, no setup fee, and no per-deal fees. Your customer pays $6.95 per online payment, plus 3% when paying by card. Cash or check payments you record in person have no fee.
Do I need to be a full-time BHPH dealer?
Not at all. Fast Pay is useful whether you offer financing occasionally or manage a larger active portfolio.
Can my customers pay from their phones?
Yes. The customer portal supports convenient online payments from mobile and desktop devices.
Can I see how the software works before signing up?
Absolutely. Watch the demo to see how it works, or request a free walkthrough.
Stop losing deals. Start making payments simple.
The smarter way to manage BHPH — whether it's a side offering or the center of your business.